FAQs

While the Bank seeks to invest widely and diversely in projects that mirror its missions, there are clear areas where do not provide financial assistance. 

They are:

• The Bank will not provide grant or sub-commercial funding, this will continue to be delivered by the enterprise agencies and central Scottish Government
• The Bank has not been established to provide short-term working capital, bridging finance or revolving capital facilities to businesses or projects. It will provide long term fixed-rate term debt and equity
• The Bank has not been established to provide retail banking, short term finance, bridge financing, working capital or deposits to individuals or micro businesses
• The Bank has not been established to provide government guarantees or ‘first loss’ investments. The Bank will not invest in distressed businesses in crisis, or in need of emergency immediate or short-term financial support. The enterprise agencies and central government will continue to provide this support to Scottish businesses and projects where appropriate